Terms of Service

Effective Date: December 30, 2025

1. ACCEPTANCE

The following terms and conditions of service (hereinafter "Terms of Service" or "Terms") define the rights, obligations, liabilities, terms, conditions, procedures, and other basic principles for members (hereinafter "Member"; generally referring to individual users; provisions for corporate users are specified below) regarding the use of the cryptographic currency (hereinafter "Cryptocurrency") transaction services provided by the digital asset transaction platform, including xmtexchange.com and the mobile application, offered by XMT Exchange (hereinafter "Company" or "XMT Exchange"). These Terms are intended to define the rights, obligations, and responsibilities of the Company and its Members, as well as the procedures for the Member's use of the Service.

By accessing, viewing, or downloading information from the Website and using the Service provided by XMT Exchange, you acknowledge that you have read, understand, and unconditionally agree to be bound by these Terms. XMT Exchange may at any time, without notice, amend or modify these Terms. You agree to continue to be bound by any amended terms and conditions, and you acknowledge that XMT Exchange has no obligation to notify you of such amendments individually. You acknowledge that it is your responsibility to check these Terms periodically for changes, and your continued use of the Website and Services offered by XMT Exchange following the posting of any changes indicates your acceptance of such changes.

2. DEFINITIONS OF TERMS

2.1 TOS means the Terms and Conditions of Service contained herein.

2.2 Agreement means the binding contract formed between the User and XMT Exchange upon the User's acceptance of these Terms, governing the User's registration as a Member and all activities conducted while using the Services provided by XMT Exchange.

2.3 XMT Exchange means XMT Exchange Ltd., a company incorporated under the laws of the Republic of Seychelles.

2.4 User means any individual or entity who accesses the Website and/or XMT Exchange mobile application to obtain information or use any services provided by XMT Exchange. The term "You" in this Agreement generally refers to the User.

2.5 Member means any current registered user of XMT Exchange who has completed the sign-up process.

2.6 Data means the prices, market data, and other information owned by XMT Exchange or obtained by XMT Exchange from exchanges and other sources, delivered to the Member via the Web Services as described in this Agreement and on the Site.

2.7 Service means all services made available (as may be changed or updated from time to time by XMT Exchange) via the Website.

2.8 Website means any images, written materials, databases, software, or other materials available on any website owned or operated by XMT Exchange.

2.9 Intellectual Property Rights means any registered or unregistered design rights, patents, copyrights, database rights, data protection rights, trademarks, service marks, moral rights, know-how, and any other intellectual or industrial property rights, anywhere in the world.

2.10 Official Announcement refers to the notification published on the XMT Exchange website regarding service updates, terminations, or policy changes.

2.11 Service Termination Date refers to the specific date on which active services (trading, deposits) are officially discontinued, as specified in the Official Announcement.

2.12 Standard Withdrawal Period refers to the grace period commencing on the Service Termination Date and continuing for a duration specified in the Official Announcement, during which Users may withdraw assets without administrative fees.

2.13 Late Asset Return Period refers to the period immediately following the expiration of the Standard Withdrawal Period and continuing until the "Final Closure Date" specified in the announcement.

3. CLARIFICATION AND REVISION OF PROVISIONS

By accessing, viewing, or downloading information from the Website and using the Service provided by XMT Exchange, you acknowledge that you have read, understand, and unconditionally agree to be bound by these Terms. XMT Exchange may at any time, without notice, amend the Terms and modify, discontinue, or terminate the Site, Web Services, Data, and Third-Party Data. Any amendment or modification will be reflected by updating the "Last Updated Date" at the top of this Agreement. You agree to continue to be bound by any amended terms and conditions, and you acknowledge that XMT Exchange has no obligation to notify you of such amendments individually. You acknowledge that it is your responsibility to check these Terms periodically for changes, and your continued use of the Website and Services offered by XMT Exchange following the posting of any changes indicates your acceptance of such changes.

We reserve the right to amend this Agreement from time to time and disclose such amendments by way of an announcement on the Website without sending a separate notice to you. The date when the amendment is made will be indicated on the first page of the amended Agreement. The amended Agreement will take effect immediately upon announcement on the Website. You shall browse the Website from time to time to follow information regarding the timing and content of amendments, if any. If you do not agree with the amendments, you shall stop using the services offered by the Website immediately; if you continue to use the services offered by the Website, it shall be deemed that you accept and agree to be bound by the amended Agreement.

4. REGISTRATION, MEMBER ACCOUNT, PASSWORD, AND SECURITY

In order to access the Site, Web Services, Data, and Third-Party Data, you must register to create a XMT Exchange Account (a "XMT Exchange Account"). During the registration process, you will be required to provide certain information, including your name, an e-mail address, and password, and to accept the terms of this Agreement and our Privacy Policy. We may, in our sole discretion, refuse to open a XMT Exchange Account for you or limit the number of XMT Exchange Accounts that you may hold. You will also establish a password. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. XMT Exchange reserves the right to suspend or terminate your Account if any information provided during the registration process or thereafter proves to be inaccurate, outdated, or incomplete. You are responsible for safeguarding your password. You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions under your Account, whether or not you have authorized such activities or actions. You will immediately notify XMT Exchange of any unauthorized use of your Account.

5. RISK DISCLOSURE STATEMENT

XMT Exchange provides an execution-only service and does not advise on the merits of any particular transactions or their tax consequences. As a general matter, Users should be aware of the following prior to utilizing our Services.

Trading Tokens can be extremely risky, and each particular Token has a unique feature set that makes it more or less likely to fluctuate in value. In addition, factors beyond XMT Exchange's control may affect market liquidity for a particular Token, such as regulatory activity, market manipulation, or unexplainable price volatility. Blockchain networks may go offline as a result of bugs, hard forks, or a number of other unforeseeable reasons. XMT Exchange does not assume the risk of losses due to trading or due to factors beyond its control regarding the viability of specific blockchain networks. As a general matter, we advise Users with limited trading experience and low risk tolerance not to engage in active trading. Speculating on the value of Tokens is high risk, and Users should never trade more than they can afford to lose.

Understanding Tokens requires advanced technical knowledge. Tokens are often described in exceedingly technical language that requires a comprehensive understanding of applied cryptography and computer science in order to appreciate inherent risks. Listing of a Token on XMT Exchange does not indicate approval or disapproval of the underlying technology regarding any Token and should not be used as a substitute for your own understanding of the risks specific to each Token. We give you no warranty as to the suitability of the Tokens traded under these Terms and assume no fiduciary duty in our relations with you.

You accept the risk of trading Tokens. In entering into any transaction on the Platform, you represent that you have been, are, and will be solely responsible for making your own independent appraisal and investigations into the risks of the transaction and the underlying Tokens. You represent that you have sufficient knowledge, market sophistication, professional advice, and experience to make your own evaluation of the merits and risks of any transaction or any underlying Token.

6. SERVICES

6.1 Contents of Service

You have the right to browse real-time quotes and transaction information of digital asset products on this Website, to submit digital asset transaction instructions, and to complete digital asset transactions through this Website. You have the right to view information under your Member Account on this Website and to use the functions provided by this Website. You have the right to participate in website activities organized by this Website in accordance with the rules of activities posted on this Website and other services that this Website promises to offer you.

6.2 Service Rules

You undertake to comply with the following service rules of this Website. You shall comply with the provisions of applicable laws, regulations, rules, and policy requirements, and ensure the legality of the source of all digital assets in your account. You shall refrain from engaging in any illegal activities or other activities that damage the rights and interests of this Website or any third party, such as sending or receiving information that is illegal, illicit, or infringes on the rights and interests of any other person; sending or receiving pyramid scheme information or information causing other harms; or unauthorized use or falsification of the email header information of this Website.

You shall comply with applicable laws and regulations and properly use and safeguard your account on this Website, including your login password, financial transaction password, and the mobile phone number bound to your account provided upon registration, as well as the security of verification codes received via your mobile phone. You shall be solely responsible for any and all operations carried out using your account on this Website, including your login password, financial transaction password, and verification codes sent to your mobile phone, as well as all consequences of such operations. If you discover that your account, login password, financial transaction password, or mobile phone verification codes are being used by any unauthorized third party, or uncover any other problem relating to the security of your account, you shall inform this Website in a prompt and effective manner and request that this Website temporarily suspend services to your account. This Website shall have the right to take action on your request within a reasonable time; nonetheless, this Website does not bear any liability for consequences that arise before such action is taken, including but not limited to any loss that you may sustain. You may not assign your account on this Website to any other person by way of donation, lending, leasing, transfer, or otherwise without the consent of this Website.

6.3 Product Rules

Rules for trading products: You undertake that in the process of logging into this Website and engaging in transactions with other users through this Website, you will properly comply with the following transaction rules.

Browsing transaction information: When you browse transaction information on this Website, you should carefully read all the content in the transaction information, including but not limited to the price, consignment, handling fee, and buying or selling direction, and you shall accept all contents contained in the transaction information before clicking the button to proceed with the transaction.

Submission of Commission: After browsing and verifying the transaction information, you may submit your transaction commissions. After you submit the transaction commission, it shall be deemed that you authorize this Website to broker the corresponding transactions for you, and this Website will automatically complete the matchmaking operation when there is a transaction proposal that meets your price quotation, without prior notice to you.

6.4 Delisting Policy and Asset Forfeiture

XMT Exchange reserves the right to delist, suspend trading, or restrict deposits/withdrawals of any Digital Asset at its sole discretion and without prior notice. Reasons for such action include, but are not limited to, low liquidity, regulatory risks, project abandonment, technical instability, or unethical conduct.

7. PRIVACY POLICY

Your privacy is important to us. We only share your information with third parties as outlined in our Privacy Policy or as required to do so by law enforcement, court order, or in compliance with identity verification or legal reporting obligations in XMT Exchange's sole judgment.

8. ANTI-MONEY LAUNDERING (AML) & KNOW YOUR CLIENT (KYC) POLICY

8.1 Anti-Money Laundering (AML)

The Users agree, confirm, and undertake that they shall not directly or indirectly attempt to indulge, knowingly assist, knowingly be a party to, or actually be involved in any process or activity connected with the proceeds of crime, including its concealment, possession, acquisition, or use, or projecting or claiming it as untainted property. The Users undertake that they shall not be in violation of any applicable law, including but not limited to the Prevention of Money Laundering Act, relating to money laundering, while availing the services of XMT Exchange. The Users agree that XMT Exchange may store data of all transactions undertaken by Users and share such information with any regulatory authority as directed by such authority or by its own volition.

8.2 Know Your Client (KYC)

You agree to provide us with the information we request for the purposes of identity verification and the detection of money laundering, terrorist financing, fraud, or any other financial crime, and permit us to keep a record of such information. You will need to complete certain verification procedures before you are permitted to use XMT Exchange Services, and your access to one or more XMT Exchange Services may be altered as a result of information collected on an ongoing basis.

9. FEES

XMT Exchange reserves the right to levy fees to users for the use of XMT Exchange's services. At XMT Exchange's sole discretion, the fees can be adjusted at any time. Adjustments to the fees will be provided in notices on the XMT Exchange webpage regarding Fees. It is the responsibility of the user to be aware of any adjustments that have been advertised.

10. INTELLECTUAL PROPERTY RIGHTS

All intellectual achievements included in this Website, including, but not limited to, website logos, databases, website design, text and graphics, software, photos, videos, music, sounds, and the intellectual property rights of software compilation, associated source code, and software shall be owned by this Website. Users may not copy, modify, reproduce, transmit, or use any of the foregoing materials or content for commercial purposes.

11. TERMINATION OF AGREEMENT AND SERVICES

11.1 Suspension, Termination and Cancellation (General)

The User may terminate this agreement with XMT Exchange and close the Account at any time, following the settlement of any pending transactions. The User agrees that XMT Exchange may, by giving notice, in its sole discretion, terminate the User's access to the Website and to the Account and take such technical and legal actions as XMT Exchange deems appropriate to keep the User off the Website if XMT Exchange reasonably perceives that the User is creating any problems.

12. GOVERNING LAW, DISPUTE RESOLUTION AND CLASS ACTION WAIVER

12.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of Seychelles, without regard to its conflict of law principles.

12.2 Jurisdiction
Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be referred to and finally resolved by the competent courts of the Republic of Seychelles.

12.3 Class Action Waiver
To the fullest extent permitted by applicable law, you agree that any claim against XMT Exchange must be brought individually, and you shall not join such claim with claims of any other person or entity or participate in a class action lawsuit or class-wide arbitration. You expressly waive any right to participate in collective legal action.